How to Cut Expenses
October 27, 2007
One of the fastest, easiest, and most effective ways that consumers can cut their monthly debt load is to cut their expenses. Decreasing household expenses can free up money that can be used for bill paying or for savings. What is often remarkable is the amount of money that can be saved when extraordinary expenses are reduced or eliminated.
What is Renters Insurance?
October 27, 2007
There are a vast number of consumers who do not own their own home and therefore are ineligible for homeowner’s insurance as it pertains to personal items. So what can a renter do in order to protect his or her personal items? Renter’s insurance is the answer.
How Can a Bank Help Me?
October 27, 2007
Most adults have already had exposure and experience with banks, but many young adults have not. Banking is an important part of adult life and it is surprising that so few educational classes are geared toward teaching young people about the services that banks offer. This article is designed to help those who are new to banking.
What are Annuities?
October 27, 2007
Many consumers have heard of annuities but may not be sure exactly what they are. Annuities come in all shapes and sizes but they do have some common characteristics between them. This article can only cover the basics of annuities, but it can give you a better understanding of what they are and how they are often used.
What is a Mutual Fund?
October 27, 2007
Participation in a mutual fund can be an excellent way for average consumers to get into the investment market without having to have a lot of technical experience in stocks and bonds.
Organize Your Finances
October 27, 2007
One of the best ways to know where you are financially is to keep good records, but to keep good records you need to be organized. This article will discuss some options that you have for making your records and transactions easier to find and easier to use.
House Price Falls Worse Than Expected
October 27, 2007
The latest survey from the Royal Institution of Chartered Surveyors (RICS), has indicated that the housing market is shaping up for a worse downturn than expected. The survey indicates prices falling faster than at any time in the past two years.
APRs, EARs, AERs
October 27, 2007
In all mortgage, loan and credit card documentation these days, the headline rate of interest can be confusing and, to be frank, misleading. The real comparison comes with annual equivalent rate (AER), equivalent annual rate (EAR) or annual percentage rate (APR). But what do these terms mean?
Sub-prime Borrowers Head List Of Repossessions
October 26, 2007
Seventy percent of homes that have been repossessed in recent months have been owned by people in the sub-prime category – those people with poor credit records. Of the 7,000 repossessed in the last three months, nearly 5,000 were on sub-prime mortgages.
Some Good Deals On Credit Cards
October 26, 2007
Despite the credit squeeze, the APR on most of the regular top credit cards is still around the same mark as it was before. That is in the region of 14.9% to 15.9%.