Choosing The Right Checking Account
March 20, 2008
For most people a checking account is just something you get if you want to have an account with your local bank. A checking account is a regular part of doing business.
How You Can Avoid Debt Entirely
March 20, 2008
If you are one of the millions of Americans who have gotten into debt trouble or are in the process of getting out of debt, you know that the best option is to avoid getting into debt in the first place.
Tax Scams
March 20, 2008
It never seems to end with those who would cheat and steal over the Internet. Now it is tax scams that consumers and business owners need to be on the lookout for.
Consumer Fraud in the US
March 20, 2008
The numbers are in. According to the Federal Trade Commission, Napa, Ca. is the worst place in the US for identity fraud and theft. This result is according to numbers for the year 2007. During that year, Napa residents filed consumer complaints of over 300 per 100,000 residents.
Home Prices Drop Again
March 12, 2008
According to a recent report by Standard and Poor’s, American home prices feel nearly 9 percent in the last quarter of 2007. This makes a full year of decreasing values on homes and it represents the steepest decline in the twenty year history of this particular index.
VISA IPO May Ease Credit Crunch
March 11, 2008
The proposed VISA IPO (initial pubic offering) may raise as much as $19 billion which some experts suggest may help the overall economy get a much needed jump start. In addition to being welcome news to Wall Street, the IPO may also be able to help loosen up the credit knot currently holding many transactions in limbo.
Understanding Your Grace Period
March 10, 2008
Those consumers who want to save money on their credit card use should understand the grace period associated with a card and use that to their advantage. How? Pay the balance within the grace period and avoid being charged interest or finance charges.
Car Loan Delinquencies Jump
March 7, 2008
It is not just the housing market that is struggling. Late payments are soaring for automobile loans as well. Recent reports suggest that auto loans that are at least sixty days delinquent hit a 10-year high in January 2008.
Reconsider Changing Jobs for Now
March 6, 2008
American consumers who are in any form of debt may want to reconsider their plans if they are thinking of changing jobs. A new study conducted by the New York consulting firm Mercer reveals that employers are being more patient and cautious in new hires.
New Loans for Some Credit Unions
March 5, 2008
In a move to help increase memberships, many credit unions are beginning to offer their version of the payday loan. These loans are typically very short term and come with a higher interest rate than traditional loans offered by most credit unions. Even so, they are often more affordable than the corner payday loan consumers have been taking out.